Humana Family HMO

Plans Designs


	As of 3/1/2000, The Humana Individual HMO is no longer being offered to individuals.

Humana is one of the nation's largest health care companies, with nearly 6.5 million members. HUMANA HMO combines years of experience in innovative plan design with exciting, new medical management tools that are setting the pace for health care plans everywhere.

With HUMANA HMO, you enjoy:Product selection. HUMANA HMO offers an impressive range of covered services, with a variety of copayment levels from which to choose.

HUMANA has full NCQA accreditation, and has been selected by the HMO Buyers Guide as the best HMO in Chicago. The HUMANA Individual HMO Plan provides the quality coverage the you want including prescription drugs from a participating pharmacy. It's convenient and affordable. The merger between HUMANA and United Healthcare has been called off. Special Features

HMOs have no preexisting condition clause. Acceptance is not guaranteed though. You choose a primary care physician and obtain covered care only through the primary care doctor or his/her referral. Maternity is included with all plans. HUMANA HMO plans are sold through several sources. Rates and underwriting can be different for each plan.

Rates and Service

Rates are 10-25% less than the United Health Care HMO. Service is very dependent on you relationship with your Primary Care Physician (PCP) and his/her staff.

Underwriting and Billing

Underwriting is flexible, aggressive and fast. Type 2 diabetics and Asthmatics should have no problem if stable for at least 24 months.. Billing is by bill or monthly bank draft. The Premier Plan is part of an association and has an application fee and annual dues of $25.