Reliance

Plans Designs

Reliance was founded in 1817 as the Fire Association of Philadelphia. Reliance has protected millions of Americans for over 180 years. An industry leader with assets in excess of $6.6 billion and $1.7 billion gross surplus ( as of 12/31/98).T he Reliance Insurance Group encompasses the insurance operations of Reliance Group Holdings, Inc. At year-end 1998, Reliance Group had record net income of $326 million and revenues of $3.4 billion.

RELIANCE ULTIMATE CHOICE plans. “Ultimate Choice” the choice of indemnity and PPO plans. Their plans offer low deductibles, office visit copayment in and out of network, accident benefits and a prescription card, all at a reasonable cost. Comprehensive maternity benefits are available. CGH-Net is representing Reliance in Illinois, Indiana, Wisconsin, Texas, and Ohio.

8/17/00 - We resume selling the plan as Reliance sells Health business to a division of AON. Click for more info.

Plan Features

Reliance offers Traditional and PPO plans with Copayment and Rx Card. Flexible underwriting allows people with certain medical conditions to get insurance at reasonable rates. Stand Alone child policies available. Any medical condition mentioned on the application and not excluded is not subject to the preexisting condition clause. A comprehensive maternity benefit is available. ( For those with prior C-sections, the rider is not available) FULL TIME STUDENTS COVERED TO AGE 25 as dependent.

PPO Networks

Illinois- HealthStar, HealthLink (604, 605, 609, 615, 616 zip) and Wellmark

Indiana- HealthStar, Healthlink

Wisconsin - WPPN - Associates for HealthCare, and Preferred One.

Texas- Click here for list.

Rates and Service

Reliance claims are administered by the highly regarded IAC in Arizona. Fast and accurate claims payment are a result of a top quality, Y2K ready claims facility. For those looking for low and moderate deductible plans with copayment, Reliance rates are very competitive.

Billing

Reliance is one of the few carriers that offers monthly billing options. You can pay by bank draft or bill. A billing fee of $10 is added to each modal billing. .

Renewal Rate History

Any carrier with very low initial rates will probably have renewals higher than industry averages. You should expect this carriers rates will rise more than the industry averages. Check our “individual plan main section” for the latest industry trends and developments.